• Home
  • Business Services
    • Business Formation
    • Virtual Addresses
    • Registered Agent
    • Trucking Services
  • Tax Services
    • Tax Service
    • Tax Planning
    • Expense Tracking and Logs
    • Tax FAQs
  • Contact Us
  • Reviews
  • Client Portal Login
  • The Ivy Blog
  • Sign In

  • My Account
  • Signed in as:

  • filler@godaddy.com


  • My Account
  • Sign out

Signed in as:

filler@godaddy.com

  • Home
  • Business Services
    • Business Formation
    • Virtual Addresses
    • Registered Agent
    • Trucking Services
  • Tax Services
    • Tax Service
    • Tax Planning
    • Expense Tracking and Logs
    • Tax FAQs
  • Contact Us
  • Reviews
  • Client Portal Login
  • The Ivy Blog

Account


  • My Account
  • Sign out


  • Sign In
  • My Account

Welcome to DIY Credit Repair Software

Taking control of your credit starts with understanding your options. With DIY credit repair, you have the ability to improve your credit report on your own—using the right tools and guidance.

DIY credit repair software is designed to walk you through the process step by step, helping you identify inaccurate or outdated items and take action to dispute them. While you remain in control of the process, these tools provide structure, clear instructions, and ready-to-use dispute letter templates to simplify the journey.

Whether you choose to use software or complete the process entirely on your own, the responsibility and effort remain the same. The difference is that DIY credit repair software offers added support, organization, and proven strategies to help you move with confidence.

Many consumers feel unsure about where to start—but with the right knowledge and tools, credit repair can be both manageable and empowering. Understanding your rights as a consumer is key, and having guided support can make a significant difference in your results.

If you’re ready to take the next step toward improving your credit, a structured DIY approach may be the solution you’ve been looking for.

dIY credit repair software includes

Training Videos

Customer Support

Training Videos

Training videos will give you the support in navigating through the credit software.

Training includes the following:

-Dash Board

-Adding User

-Dispute Process

-Letter Vault

-Adding Scores and Disputes

Letter Vault

Customer Support

Training Videos

Access to over 150 credit letters to help assist you in your dispute process.  Dispute strategies are also available.

-Credit Bureau Letters

-Collector Letters

-Credit Letters

-Respond Letters

-Other Letters

Customer Support

Customer Support

Customer Support

 What will customer support help you with?

- Disputing Items

-Credit Letters to Use

-Building Credit Scores

-Response Letters

-Software Issues

-Software Download Assistance


Steps to Rebuilding

Sign up with credit monitoring service

Use the link to sign up for Identity IQ credit monitoring service. Remember vantage scores are not accurate scores. However Fico scores will give you a more accurate score. You will receive credit reports along with credit scores. You will also be able to use this credit report for you DIY process.

https://ivyfinancialconsultants.com/sign-up-with-identity-iq


Dispute any inaccuracies on your credit reports

Incorrect information on your credit reports could drag your scores down. Verify that the accounts listed on your reports are correct.  

Pay your bills on time

You can  create a positive impact on your credit scores by paying your bills on time.  It's a great idea to schedule bill due dates on your calendar so that you do not miss a payment. Keep in mind, if your behind on any of your bill, bringing them current is a plus. Late payment can cause a very high impact on your credit score and it can also reflect on your credit file for up to seven years. Older late payments will have a less impact on your credit scoring.

Get credit for making payments on utility and cell phone bills.

Awesome news!!! You can contact  experian.com/boost  and register for your utility and cell phone payments to be reported. This service is free with Experian, keep in mind it will only report on your Experian credit report and scoring. Also , by signing up for a membership you will receive a free credit report and FICO score immediately.

Paying off debt and keeping a low utilization on your credit cards

Credit scoring models will often consider credit utilization rates when calculating a credit score for you, which can impact 30% of your credit score. A low credit card utilzation is recommended for scoring purposes. Credit utilization rates are based on credit cards and lines of credit. It does not include installment loans like mortgage or auto loans. 

Opening and closing accounts

 Don't open accounts just to have a better credit mix—it probably won't improve your credit score.Unnecessary credit can harm your credit score in multiple ways, from creating too many hard inquiries on your credit report to tempting you to overspend and accumulate debt.


 Keeping unused credit cards open—as long as they're not costing you money in annual fees—is a smart strategy, because closing an account may increase your credit utilization ratio. Owing the same amount but having fewer open accounts may lower your credit scores. 

Credit Score Rebuilding Tools

If you do not have any positive tradelines on your credit profile please use the link below to view offers available. 


CREDIT REBUILDING TOOLS

https://ivyfinancialconsultants.com/rebuilding-credit-tool

 ***The DIY credit repair software is not compatible with ios, or any MAC products. However, you can use the software on other systems such as Androids, Windows, and Chrome books. The software is not cloud based, so you will need to download the software on the devise you will use for your DIY credit repair disputes.***  


Moving Your License: 

 If your computer crashes or it’s infected with a virus, you can deactivate the software license key by hitting the Deactivation icon on the top menu of the software. When you do this, it will put the software back in demo mode.  Now you can install the software into a second PC. The license key can be moved twice, at max. After your last move, you can use the same license key on the same computer for as long as you desire. If you need to move it again due to an emergency,  please contact customer support.



DIY Credit Repair Software

Purchase

customer support 9Am-5pm

Phone 469-765-7732

Email: michelle@ivyfinancialconsultants.com

Copyright © 2026 Ivy Financial Consultants LLC

        All Rights Reserved

Website designed by Michelle Ivy

Powered by

  • Privacy Policy
  • Secured Credit Cards
  • Affiliate Program
  • IFC SOFTWARE
  • Terms and Conditions
  • Where's My Refund
  • Wave Receipt App
  • Tax Transcripts
  • Social Security Admin
  • IRS Payment Agreement
  • Withholding Estimator
  • Retirement Plans